2–4 Unit Property Loan

Short-term, asset-based financing backed by the property—not lengthy bank underwriting.

Capital from private lenders with flexible terms for investment real estate.

Purchase and rehab funds for properties you plan to renovate and resell.

Short-term coverage between buying, selling, or refinancing an investment property.

Financing for buy-and-hold rentals while you stabilize or refinance later.

Qualification based on the property’s rental income coverage, not personal W-2s.

Funds focused on repairs and improvements to bring a property up to rent or sale.

Capital to close on a purchase when speed and certainty matter most.

Refinance and pull equity out for rehab, reserves, or the next deal.

Replace an existing loan to improve rate, term, or lender—without cash-out.

Finish a project already underway when prior funding runs short or stalls.

Financing to build new from the dirt up on entitled or shovel-ready sites.

Short-term capital while a property moves from vacancy, rehab, or lease-up.

Brief-duration funding meant to be exited by sale or refinance.

Pay interest during the term to keep monthly carry lower on short holds.

Underwriting driven by collateral value and exit strategy more than tax returns.

Financing for investment use—not a primary residence owner-occupant loan.

For properties you won’t live in: rentals, flips, and other investor holds.

Accelerated closing when a contract deadline or auction clock is tight.

Funding structured for auction wins and short closing windows.

Capital to buy REO or foreclosure inventory with investor timelines.

Financing for tired, damaged, or below-market assets with upside.

Options when heirs need to refinance, buy out, rehab, or sell an inherited asset.

Funding around probate sales or estate-owned real estate constraints.

Acquisition or rehab capital for fire-damaged homes and rebuilds.

Financing when a property isn’t livable until major work is done.

Loans suited to empty houses, seasonal vacancies, or dark rentals.

Buy or refinance with tenants in place and rental cash flow in mind.

Cash purchase first, then finance shortly after—when lenders allow delayed funding.

Bridge capital so you can buy the next property before the current one sells.

Private options when a bank declines for timing, property, or credit reasons.

Asset-focused lending when credit history isn’t conventional-lender clean.

Investor programs that weigh assets and deal strength over full income docs.

Pathways that don’t require recent personal or business tax returns.

Entry programs for newer investors with a solid deal and plan.

Terms geared to operators with a track record of similar projects.

Financing for non-U.S. investors buying investment property here.

Loans titled to an LLC or other entity commonly used by investors.

Financing when the property is held in a trust structure.

Non-recourse style options for self-directed IRA real estate purchases.

Uses more than one property as collateral to strengthen the loan.

One loan covering multiple properties in a single facility.

Financing across a group of investor properties, often with one lender relationship.

Short-term capital for 5+ unit or larger multifamily transitions.

Financing for buildings combining residential and commercial use.

Funds to build an accessory dwelling unit and add rentable space.

Private lending for investment property outside major metro cores.

Larger loan amounts when conventional caps or guidelines don’t fit.

Priority closing support when the calendar is the main risk.

Work directly with the capital source—fewer middlemen, clearer answers.

Private solutions when conventional guidelines block a workable deal.